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Healthcare News

News & Research

What You Need to Know About Obamacare in 2019

Despite numerous declarations from the Trump administration about repealing the Affordable Care Act, widely known as Obamacare, the ACA will still be in effect for next year. Whether this is your first time to the private health insurance market or you’re a seasoned customer looking to make a change for the upcoming year, here’s what […]

California Residents Get an Early Start to Open Enrollment in 2019

Open enrollment for 2019 health insurance starts November 1 nationwide, but California residents will have a jumpstart on the rest of the country. That’s thanks to state legislation late last year that extended the open enrollment period in the Golden State to run from October 15 through January 15. Residents who buy private health insurance […]

Bronze, Silver, Gold & Platinum: What the Metal Tiers Mean

Choosing a health insurance plan today can be confusing, with options that are as different as the people they’re meant to insure. Although the metal tier designation in the healthcare marketplace is supposed to make the decision easier, you might not understand what these categories mean or how they help you buy coverage. In an […]

Minimum Essential Coverage

Current healthcare law requires major medical policies to meet “minimum essential coverage” requirements. Any plan you buy today that’s approved by the Affordable Care Act (ACA or Obamacare) will count as minimum essential coverage, but you might not know what this means or how it impacts your quest for the right health insurance plan. In […]

HHS Head Praises Trump for Healthcare Improvements

According to Health and Human Services Secretary Alexander Azar, President Trump is doing a better job with Obamacare than President Obama did. Speaking to the Nashville Health Care Council on September 28, Azar cited a projected decrease in 2019 health insurance premiums as evidence of the current administration’s achievements.   Lower Premiums for the First […]

House-Passed Legislation Seeks to Address Opioid Crisis

The House passed bipartisan legislation on September 28 to provide resources for fighting the U.S. opioid crisis. President Trump will soon have a chance to sign legislation that increases access to addiction treatment, provides for less-addictive alternatives for pain treatment and cracks down on the ordering of opioid drugs through the mail. Medicaid restrictions on […]

What are my options if I can’t afford major medical insurance?

Although “affordable” is right in the name of the Affordable Care Act, many Americans find that the major medical coverage that Obamacare requires is too expensive for their budgets. As a result, some people choose to go without any insurance at all. But being uninsured is a scary prospect, especially if you have medical problems […]

Pros and Cons of HSAs

There are lots of initials and acronyms in the health insurance industry, but one common set of initials used more frequently these days is HSA, which stands for health savings account. This increasingly popular choice among consumers (and employers that offer health benefits) allows you to set aside money in a tax-advantaged account to cover […]

How to Choose a Health Insurance Carrier

Choosing a health insurance carrier in the healthcare marketplace can be a confusing and difficult process, especially if you don’t get insurance through an employer and have to rely on other means for coverage. The Affordable Care Act (ACA or Obamacare) opened up access to more options for major medical coverage, but more options can […]

How Do I Buy Major Medical Insurance?

Whether you’re a young adult branching out from a family health plan or a working adult new the insurance marketplace, buying major medical insurance is a very important decision. But a combination of complex regulations, government bureaucracy and the large number of options can make the process of buying major medical insurance confusing and difficult. […]