2017 Obamacare Open Enrollment Period - November 1st to January 31st

You must enroll in a health insurance plan during the 2017 open enrollment period if you want health coverage in 2017.

It is unknown whether Americans will be able to enroll in a health insurance plan again before Nov 2017 so if you want coverage in 2017, you MUST ENROLL NOW. Enroll before December 15th to have coverage on January 1st.

Over 12 million Americans enrolled for 2016.

A record number of uninsured Americans now have health insurance because of the Affordable Care Act. Learn More.

2017 Subsidy + Tax Penalty Calculator

For 2017, if you earn less than $47,550 as an individual (or $97,200 for a family of 4) you may receive a tax subsidy to help you pay for some or all of your insurance. Use our subsidy calculator to approximate your monthly subsidy savings.

Calculate My Subsidy >

 

Key Standards Under The Affordable Care Act


You must have insurance

If you aren’t enrolled in a health plan in 2017, you will be penalized on your federal income taxes.

Tax subsidies for free insurance

If you make less than $47,550, you could be eligible for “subsidies” to help reduce your monthly insurance bill.

Bronze, Silver, Gold, & Platinum Plans

All health plans now fall into these 4 categories & create new standards for insurance plans.

Increased Medicare benefits

The expensive “donut hole” for those on Medicare will shrink incrementally until 2020.

No more coverage limits

It’s now illegal for health insurance policies to put limits on how much they’ll pay for your medical bills.

Pre-existing condition? No problem

Insurers can no longer deny you or charge you more if you have a pre-existing condition.

Frequently Asked Questions


When is the 2017 Open Enrollment Period?

The 2017 Open Enrollment period for Obamacare/ACA health insurance is November 1, 2016 to January 31, 2017. If you miss this window you can’t enroll until the Marketplace re-opens in November 2018 unless you have a special “life event” such as having a baby or losing your job. For complete information on deadlines for 2017 go here.

What happens if I don't sign up for Obamacare?

If you don’t have insurance, you’ll be fined and you won’t be able to receive free subsidies to reduce your monthly cost until enrollment re-opens in November 2017. For 2016 the fine is 2.5% of your annual income or $695 per adult, whichever is higher, and there are additional fines if you have children. The fee increases every year based on inflation.

What if I can't afford health insurance?

If you’re unemployed or make less than $47,080 a year you can get a subsidy from the government to help you. Try our calculator or start the application process here and your subsidy will automatically be calculated based on the profile information you provide. Also make sure you know all your options and read our “Top 5 Changes for 2016” 

How can I get a tax subsidy to lower my monthly cost of insurance?

Complete this short profile form and your subsidy amount will automatically be calculated, if you qualify for one. You do not actually receive a subsidy check in the mail, instead you’ll immediately see a discount in your monthly insurance cost on the plan you select. The government then works with your carrier to pay for the subsidy amount you’re eligible for.

How do I enroll?

To enroll in Obamacare/ACA health insurance plans complete the short form here.

When does the 2017 Open Enrollment Period end?

The 2017 Open Enrollment Period starts on November 1, 2016 and ends on January 31, 2017. For a list of deadlines and other information go here.
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