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Millions of Americans Will Enroll in a Health Insurance Or Obamacare Plan In 2019. Be One Of Them.

A record number of uninsured Americans now have health insurance because of the Affordable Care Act. Learn More.

2019 Subsidy + Tax Penalty Calculator

For 2019, if you earn less than $48,560 as an individual (or $100,400 for a family of 4) you may receive a tax subsidy to help you pay for some or all of your insurance. Use our subsidy calculator to approximate your monthly subsidy savings.

Calculate My Subsidy >

 

Key Standards Under The Affordable Care Act


Tax Subsidies = Less Costly Health Insurance

If you make less than $48,560, you could be eligible for “subsidies” to help reduce your monthly insurance bill.

Bronze, Silver, Gold, & Platinum Plans

All health plans now fall into these 4 categories & create new standards for insurance plans.

Increased Medicare Benefits

The expensive “donut hole” for those on Medicare will shrink incrementally until 2020.

No Limits On Total Coverage – No Coverage Caps

It’s now illegal for health insurance policies to put limits on how much they’ll pay for your medical care.

Pre-Existing Conditions? No Problem!

Insurers can no longer deny you or charge you more if you have a pre-existing condition.

Frequently Asked Questions


When is the 2019 Open Enrollment Period?

The 2019 Open Enrollment Period to enroll in an Obamacare/ACA health insurance plan begins on November 1, 2018 and ends on December 15, 2018. Similar to last year, the open enrollment period will be shorter than past years, which means people will have less time to shop and enroll in a new plan. If you miss this window you will not be able to enroll until the marketplace re-opens on November 1st, 2019, unless you have a special “life event” such as having a baby or losing your job.

What happens if I don't sign up for Obamacare?

In December 2017, Congress passed a tax bill that also revoked the individual mandate, which means that if you choose not to get health insurance under Obamacare you will no longer be penalized. Also make sure you know all your options and read our “What You Need to Know About Obamacare in 2019”

How can I get a tax subsidy to lower my monthly cost of insurance?

Complete this short profile form and your subsidy amount will automatically be calculated, if you qualify for one. You do not actually receive a subsidy check in the mail, instead you’ll immediately see a discount in your monthly insurance cost on the plan you select. The government then works with your carrier to pay for the subsidy amount you’re eligible for.

How do I enroll?

To enroll in Obamacare/ACA health insurance plans complete the short form here.

When does the 2019 Open Enrollment Period end?

The 2019Open Enrollment Period starts on November 1, 2018 and ends on December 15, 2018.
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