Open Enrollment for 2015 Obamacare has ended.
But you can still enroll now if you had:
Received a Tax Penalty
If you received a tax penalty for not having Obamacare when you filed your 2014 taxes.
Change of Income
If your income has recently increased or decreased. Millions will qualify here.
Lost Health CoverageJob loss
Change of Marriage StatusMarried
New Family MemberHad a baby
Adopted a child
You were adopted
Moved to another zip code, county or state which qualifies you for different Obamacare plan options.
No Longer a Dependent
You turned 26 and can no longer be covered on your parent’s health insurance plan.
Exceptional CircumstancesContract violations
Misinformation from an Agent
If any of these happened to you
View rates and enroll >>
If none of these happened to you consider short-term insurance plans
until open enrollment re-starts in November 2015.
Millions of people enrolled in Obamacare for 2015
“The Affordable Care Act is working; it’s working a little better than we anticipated.” – Barack Obama Read More
2015 Subsidy + Tax Penalty Calculator
For 2015, if you earn less than $46,680 as an individual (or $95,400 for a family of 4) you’ll receive a tax subsidy to help you pay for some or all of your insurance. Use our calculator to see how much you’ll be eligible for.
Key Changes of the New Health Care Law
You must have insurance
If you aren’t enrolled in a health plan in 2015, you’ll receive a tax penalty at the end of the year.
Tax subsidies for free insurance
If you make less than $46,680 then you’ll be eligible for “subsidies” to help reduce your insurance costs.
New Bronze, Silver, Gold, & Platinum Plans
All health plans now fall into these 4 categories & create new standards for insurance plans.
Increased Medicare benefits
The expensive “doughnut hole” for those on Medicare will finally begin to shrink and be nearly obsolete.
No more coverage limits
It’s now illegal for health insurance policies to put limits on how much they’ll pay for your medical bills.
Pre-existing condition? No problem
Insurers can no longer deny you or charge you more if you have a pre-existing condition.