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If you have a Qualifying Life Event, you may be eligible for an ACA plan (Obamacare). Short Term health plans will not cover you if you are pregnant, planning a pregnancy, or have any pre-existing conditions. Please call (855) 435-9451 for assistance if any of these conditions apply to you.
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If your income has recently increased or decreased. Millions will qualify here. Job loss
Change of Income
Lost Health Coverage
If your income has recently increased or decreased. Millions will qualify here.
Became a US Citizen
Recently became a citizen, national, or lawfully present individual.
Change of Marriage Status
New Family Member
Had a baby
Adopted a child
You were adopted
Moved to another zip code, county or state which qualifies you for different Obamacare plan options.
No Longer a Dependent
You turned 26 and can no longer be covered on your parent’s health insurance plan.
Misinformation from an Agent
If any of these happened to you
View rates and enroll >>
Over 12 million Americans enrolled in 2017.
A record number of uninsured Americans now have health insurance because of the Affordable Care Act. Learn More.
2018 Subsidy + Tax Penalty Calculator
For 2018, if you earn less than $47,550 as an individual (or $97,200 for a family of 4) you may receive a tax subsidy to help you pay for some or all of your insurance. Use our subsidy calculator to approximate your monthly subsidy savings.
Key Standards Under The Affordable Care Act
You must have insurance
If you aren’t enrolled in a health plan in 2018, you will be penalized on your federal income taxes.
Tax subsidies for free insurance
If you make less than $47,550, you could be eligible for “subsidies” to help reduce your monthly insurance bill.
Bronze, Silver, Gold, & Platinum Plans
All health plans now fall into these 4 categories & create new standards for insurance plans.
Increased Medicare benefits
The expensive “donut hole” for those on Medicare will shrink incrementally until 2020.
No more coverage limits
It’s now illegal for health insurance policies to put limits on how much they’ll pay for your medical bills.
Pre-existing condition? No problem
Insurers can no longer deny you or charge you more if you have a pre-existing condition.