Obamacare Open Enrollment for 2016 has ended.
But you can still enroll now if you had:
If your income has recently increased or decreased. Millions will qualify here. Job loss
Change of Income
Lost Health Coverage
If your income has recently increased or decreased. Millions will qualify here.
Became a US Citizen
Recently became a citizen, national, or lawfully present individual.
Change of Marriage Status
New Family Member
Had a baby
Adopted a child
You were adopted
Moved to another zip code, county or state which qualifies you for different Obamacare plan options.
No Longer a Dependent
You turned 26 and can no longer be covered on your parent’s health insurance plan.
Misinformation from an Agent
If any of these happened to you
View rates and enroll >>
If none of these happened to you consider short-term insurance plans
until open enrollment re-starts in November 2016.
Over 12 million Americans enrolled for 2016.
A record number of uninsured Americans now have health insurance because of the Affordable Care Act. Learn More.
2016 Subsidy + Tax Penalty Calculator
For 2016, if you earn less than $47,080 as an individual (or $97,000 for a family of 4) you’ll receive a tax subsidy to help you pay for some or all of your insurance. Use our calculator to see how much you’ll be eligible for.
Key Standards Under The Affordable Care Act
You must have insurance
If you aren’t enrolled in a health plan in 2016, you’ll receive a tax penalty at the end of the year.
Tax subsidies for free insurance
If you make less than $47,080 then you’ll be eligible for “subsidies” to help reduce your insurance costs.
Bronze, Silver, Gold, & Platinum Plans
All health plans now fall into these 4 categories & create new standards for insurance plans.
Increased Medicare benefits
The expensive “doughnut hole” for those on Medicare will finally begin to shrink and be nearly obsolete.
No more coverage limits
It’s now illegal for health insurance policies to put limits on how much they’ll pay for your medical bills.
Pre-existing condition? No problem
Insurers can no longer deny you or charge you more if you have a pre-existing condition.